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Monday, November 19, 2012

Tips for Safe Online Shopping

The holidays are right around the corner, especially those that are all about discounts and saving (Black Friday, Cyber Monday), which means, of course, that shopping is a must – specifically online shopping. Online shopping definitely offers a ton of advantages, such as no wait times, instant payment, and 24/7 service, however, there’s always a flip side to every coin.

Thanks to George Otte (CEO and Founder of Geeks on Site - the premium computer repair and tech support company) has put together the following five tips to help online shoppers stay safe and secure.

Tips for Safe Online Shopping

1. Use your Credit Card, not your Debit Card

Credit Cards offer better protection against fraud. With a Credit Card, you are only liable up to $50 as long as you report the fraud within 30 days. Debit Cards on the other hand, are more difficult to get refunded and sometimes you only get a partial refund.

2. Shop from known retailer’s websites

Search engines may redirect you to scam or spoofed websites. Spoofed websites are created with exactly the same appearance and infrastructure as the original website, with the sole purpose of stealing your user credentials. Be sure to verify the website address at the address bar of your browser.

3. Update your System

When shopping online, make sure to use the latest brand named browser available for your system, such as Google Chrome, Mozilla Firefox, or Internet Explorer, as the latest versions of each have increased safeguards to prevent adware, spyware, and phishing attempts. Having an updated antivirus or antimalware is essential when preventing fraud. Both the browsers, as well as approved antivirus programs offer some type of verification of websites, making sure they are the original site and not a spoofed one.

4. Shop at home

Public LANs and WIFI networks, such as libraries, cyber-cafes, airports or even work computers, could be compromised with malware. Hackers also have access to these networks, and could be tapping into them to get your personal information. Always do your online shopping from network secured with a WEP or WPA password.

5. Don’t save your information online

Saving your information online such as name, address and Credit Card number might be convenient for your next purchase, but there is always a chance that the company keeping your information could have a data breach. Then your information, as well as thousands of others will be at the mercy of a hacker. For this reason, it’s best to always enter your information every time and not save it in a server which you don’t have control over.


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3 comments:

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